Ask us for R500 or R1000 if we can’t beat your current car insurance premium.
The promotor of the campaign is Budget Insurance Company Limited (herein after referred to as “Budget”) a licensed non-life Insurer and financial services provider (FSP:18178), whose registered office is at Auto & General Park, 1 Telesure Lane, Riverglen, Dainfern, 2191.
HOW DOES IT WORK
1. Budget will do an obligation free car insurance quote for a client.
2. The client must share their current policy schedule with Budget through the means communicated and the quotation and policy schedule will be compared on a like for like basis.
3. If Budget Insurance cannot beat the current insurance premium of a client not currently insured by us, they will be eligible for a R500 or R1000 voucher if they request an obligation free quote within the designated campaign period.
4. A person can be rewarded a R500 voucher if they have been insured with the same insurer for an uninterrupted period of 36 months.
5. A person can be rewarded a R1000 voucher if they had been insured with the same insurer for an uninterrupted period of 36 months and must not have had a claim in the last 36 months.
ENTRY REQUIREMENTS
6. Obtain an obligation free car insurance quote from Budget, for a car that is currently insured with a licensed insurer in the Republic of South Africa.
7. If the Budget Insurance quote is more expensive than the premium currently being paid, we will reward a R500 or R1000 voucher upon submission of the required information through the medium communicated to the client within 30 days of us providing the quote.
8. Part of the information required above will be a policy schedule of your existing insurance cover, confirming that the insurance was effective for at least 30 days prior to the date of our quote.
9. The client will be required to provide verified information in the format requested by Budget, of the insurance being active with uninterrupted cover for a period of 36 months or insurance being active with uninterrupted cover for a period of 36 months and not have had a claimed in the last 36 months.
WHO MAY NOT BE ELIGIBLE
10. Existing Budget policyholders and/ or any policyholders of their associated or affiliated companies with an active car insurance policy.
11. Any person who requests a building, household content, multi vehicle and commercial car insurance quote.
12. Any person who has already received a payment for this campaign or any other Budget quote promotion within the last 12 months.
13. Any person whom Budget has cancelled their policy unilaterally or has voluntarily cancelled their policy with Budget within the last 6 months.
14. Any person who is deemed an unacceptable risk as determined by our underwriting criteria.
15. The campaign is not open to directors, members, agents, employees or consultants of Telesure Investment Holdings (Pty) Ltd and/ or any of their associated or affiliated companies and/ or agencies or any supplier of goods or services in connection with the campaign.
GENERAL
16. This campaign commences and only applies to car insurance quotes done between 19 February 2024 until 30 June 2024 both days inclusive.
17. This campaign is only applicable to clients actively contacted to participate by Budget Insurance and excludes quotes done through a broker or intermediary.
18. A person can only qualify once for any quote promotion held by Budget in the promotion period.
19. We will not make more than one payment to a person who completes multiple individual quotes on the same or on separate cars for which we are more expensive than the current insurance premium. Payments to separate members of the same family will be allowed, provided the conditions of this campaign are met.
20. You must possess whatever documents and permissions that may be required in order to accept and use the reward, which documents and permissions is your responsibility to obtain at your own cost, and which documents and permissions must remain valid in such minimum form and for such minimum period after the reward date as may be required by the relevant authorities.
21. Budget may require you to provide us with such additional information and documentation as we may reasonably require in order to process, confirm and facilitate your acceptance and/or use of a reward. If you refuse to provide us with the requested information or documentation within 30 days of being requested, you will forfeit the reward.
22. You may be disqualified if it is unlawful for Budget to supply such a reward to you.
23. If you fail or, if your partner (if applicable) fails, to comply with any of the terms and conditions, then without prejudice to any other remedy which Budget may have, you will be automatically disqualified and you will forfeit the reward;
24. Budget is not responsible for any injury or damage to your or any other person’s computer, mobile telephone or other device used by you to enter into, or obtain any materials related to, the campaign.
25. It is your responsibility to ensure that any information which you provide to Budget is accurate, complete and up to date. Should any of the data provided by yourself in connection with this campaign prove to be invalid, inaccurate, and false or misleading, your participation shall be disregarded and you shall be prohibited from entering any further Budget campaigns for a set period to be determined by Budget.
26. Budget does not make any representations or give any warranties, whether expressly or implicitly, as to a reward, and in particular, but without limitation, make no representations and give no warranty that –
26.1.1 your participation in the campaign will necessarily result in you receiving a reward;
26.1.2 a reward, or any aspect thereof, will meet your, or, if applicable, your partner’s, requirements, preferences, standards or expectations; or
26.1.3 a reward, or any aspect thereof, will be satisfactory, punctual, free from defects, safe or reliable.
27. Budget and our affiliates will not be responsible for any harm, damage, loss or claim relating to the provision of any element of a reward or any changes to a reward that may be made at any time.
28. Reward vouchers are limited to certain number are not transferable and may not be deferred, changed or exchanged for cash or any other item.
29. Budget reserves the right to vary, postpone, suspend, pause or cancel the campaign and any rewards, or any aspect thereof, without notice at any time, for any reason which we deem necessary. In the event of such variation, postponement, suspension or cancellation, you agree to waive any rights, interests and expectations that you may have in terms of this campaign and acknowledge that you will have no recourse against us, our affiliates and third-party suppliers.
30. You agree that your participation in the campaign, and your acceptance and/or use of a reward, or any aspect thereof, is at your own risk.
31. Budget will not be responsible, and disclaim all liability, for any loss, liability, injury, expense or damage (whether direct, indirect, incidental, punitive or consequential) of any nature,
whether arising from negligence or any other cause, which is suffered by your participation in the campaign or the acceptance and/or use by you, or your partner (if applicable), of any reward, or by any action taken by us or any of our affiliates in accordance with the terms and conditions.
32. You, and in the event of your death, your family, dependants, heirs, assignees or any other beneficiaries of your estate, indemnify and hold us and our affiliates harmless against any claim by you, or your partner (if applicable), (whether direct, indirect, incidental, punitive or consequential) of any nature, whether arising from negligence or any other cause, relating to any injury, loss, liability, expense and/or damage which you may suffer, howsoever arising, in relation to your entry into this campaign and/or acceptance and/or use by you of a reward.
33. You acknowledge that the acceptance and use of a reward is subject to the proviso that –
33.1.1 all of the terms and conditions will apply to both you and your partner (if applicable), and you will ensure that your partner agrees to be bound and complies, and will continue to comply, therewith;
33.1.2 you will take full responsibility for your partner;
33.1.3 you indemnify and hold us and our affiliates harmless against any claim by your partner or any third party in the event that your partner suffers any loss or damage pursuant to your partner’s acceptance and/or use of a reward.
34. These terms and conditions will be construed, interpreted and enforced in accordance with the laws of contract and dispute resolution in the Republic of South Africa
35. Budget’s decision on any matter concerning the campaign and/or arising out of these terms and conditions is final and binding on you, and no correspondence will be entered into.
36. By participating in this campaign, entrants consent to -
36.1.1 Budget using and processing the policy schedule information provided through the means communicated to generate a comparable quote.
36.1.2 receive marketing and/or promotional material from Budget and/or any of their associated or affiliated companies. No entrants of this campaign are in any way obliged to enter into a contract of insurance with Budget and/or a contract with any of their associated or affiliated companies.
36.1.3 to the processing of your personal information by Budget and/or any of their associated or affiliated companies, and/or the promoter and/or its service providers, insofar that it is necessary to give effect to the campaign.
37. For more details on how we may deal with your personal information please see our Privacy Policy on our website. For any questions or clarifications regarding the processing of your personal information, you may contact us by emailing [email protected].